Suppliers
Supplier Analysis
Payment timing, spend concentration, and cash optimisation opportunities.
Overview
Suppliers
Total Spend
Avg Days to Pay
Cash Freed at Target DPO
The business has 23 suppliers and pays them in 30 days on average. 9 suppliers are being paid faster than their segment target — moving them to standard terms would permanently free R20,429 in working capital. That's cash that stays in the bank account every month instead of leaving early.
Cash optimisation opportunity
Suppliers are segmented by payment method and size. Credit card payments and small recurring subscriptions (debit orders) are excluded from DPO flags — they already carry float or can't be changed. Flags and targets apply only to discretionary bank payments.
Reading: Moving mid-range suppliers (R2K–R10K) to 14-day terms and large suppliers (R10K+) to 30-day terms would permanently free up R20,429 in working capital. That's cash sitting in the bank account every month — available to reduce the director's loan or extend runway.
Top cash optimisation targets
Suppliers currently being paid faster than their segment target. Ranked by cash impact of moving to standard terms.
Spend concentration
All payment flags
Suppliers with unusual payment patterns — paying too fast (cash optimisation opportunity), too slow (relationship risk), or erratic timing.